“Your efforts are paying fantastic dividends.” He said it as he walked from the bakery to his car a white paper bag clutched in his left hand. I had been running almost three miles by then, only half-present to the familiar landmarks of my daily route, and he caught me by surprise. That time of morning, most people aren’t out and about. Even fewer are chatty. He was heavy-set. Ambling more than walking. And his tone made it unclear if his comment was as much a compliment to me as it was a condemnation of himself. The thought kept the words with me the rest of the way home…efforts…dividends. I…